Let’s be honest—money can feel like a mystery when you’re first starting out. But here’s the secret: you don’t need…
Author: James Casey
James Casey
Finance writer at Youth Spectrum, helping young adults in Germany navigate investing, savings, and wealth-building. With a passion for breaking down complex money topics, he provides actionable tips on stocks, funds, and smart financial habits—all while keeping it relatable.
Introduction Let’s be real—who hasn’t dreamed about perfectly timing the market? Buying stocks right before they soar, selling just before…